Automated Risk Insights

This tool does not replace your analysis entirely nor does it decide automatically on risks. It does however allow for a more automated process, and it allows benchmarking the entity against its industry and/or peers for a variety of financial measures - through use of public data.

We have purposely included more than one probability model, precisely for the reason that no model is perfect. We usually give the guidance that when either model indicates a company has a high risk, this is worth looking into further. The risk drivers of both models are stated in the tool, and show why different companies get different scores

When our models assign a company a significant probability of bankruptcy, this does not mean the company will go bankrupt. Rather, it should be used as an indicator and conversation starter. The reverse is also true: a company can go bankrupt even if it is predicted to be healthy, as many factors can contribute to a bankruptcy (especially non-financial factors).

We work with a trusted data supplier that has a global reach for providing data. Both our data provider and ourselves perform checks on the data. However, please bear in mind that we can only show public data and you should start every analysis with checking the data. This data can be supplemented by user-added data or combined with your internal data.

PwC has access to the platform and assigns users their rights and access to companies; therefore, PwC can see which companies you have access to. The actual use of the platform is not visible to PwC.